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» The Letterville BullBoard » Old Archives » Florida Home-based Shops - Who do you have liability/property coverage through?

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Author Topic: Florida Home-based Shops - Who do you have liability/property coverage through?
Amy Brown
Visitor
Member # 1963

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I have been trying for weeks to get liability insurance and coverage for my office/shop equipment that is in my home. My homeowners policy/company will not cover the business stuff (State Farm).

I have been turned down by St. Paul Company, Zurich Direct, Naionwide, CNA, Peerless and I can't even remember the other ones. The ones that will take me are over $4100/yr. Hell, I can't afford that.

I would love to hear from anyone else in the state that might have suggestions or even out-of-state. As I mentioned in another post, Florida sucks!! If I didn't care about my daughter being around her grandparents I'd leave this idiotic state.

Thanks!

[ June 05, 2003, 03:19 PM: Message edited by: Amy Brown ]

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Amy Brown
Life Skills 101
Private Address

Posts: 3502 | From: Lake Helen, FL, USA | Registered: Feb 2001  |  IP: Logged | Report this post to a Moderator
Wayne Webb
Resident


Member # 1124

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Amy,
We're not homebased anymore but have our home, land, vehicles and shop with Farm Bureau.

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Wayne Webb
Webb Signworks
Chipley, FL
850.638.9329
wayne@webbsignworks.com

Posts: 7405 | From: Chipley,Florida,United States | Registered: Oct 1999  |  IP: Logged | Report this post to a Moderator
Jeff Ogden
Resident


Member # 3184

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Auto Owner's Insurance Co.for business truck and business liability.

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Jeff Ogden
8727 NE 68 Terr.
Gainesville FL, 32609

Posts: 2138 | From: 8827 NE 68 Terr Gainesville Fl 32609 | Registered: Aug 2002  |  IP: Logged | Report this post to a Moderator
Janette Balogh
Resident


Member # 192

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Nationwide here Amy.
Call me this weekend if you want details.

Got a full plate tomorrow, and won't be able to spare any time. Will be around all weekend.

Nettie

--------------------
"When Love and Skill Work Together ... Expect a Masterpiece"

Janette Balogh
Creative Studio

janette@janettebalogh.com
www.janettebalogh.com

Posts: 5092 | From: Florida | Registered: Nov 1998  |  IP: Logged | Report this post to a Moderator
old paint
Visitor
Member # 549

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in-sure-ance???? fer what...hell your in fl. they come on the property, fall down get hurt, ya finish em off and bury em out buy the chained up pit bulls!!!!!!hahahahahahahahahahaha

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joe pribish-A SIGN MINT
2811 longleaf Dr.
pensacola, fl 32526
850-637-1519
BEWARE THE TRUTH.....YOU MAY NOT LIKE WHAT YOU FIND

Posts: 11582 | From: pensacola, fl. usa | Registered: Nov 1998  |  IP: Logged | Report this post to a Moderator
Judy Pate
Resident


Member # 237

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Hi Amy,
Even tho I am in Georgia, my home based business was not covered by my homeowners insurance either. Now I have $300,000 liability and coverage(replacement cost) for my computer,plotter,fax, printer etc in my home office. Auto Owners Insurance is very reasonably priced...$255 a year. Check with an independent insurance company that sells Auto Owners Insurance.
Good luck!
Judy

[ June 06, 2003, 02:12 PM: Message edited by: Judy Pate ]

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Judy Pate
Signs By Judy
Albany, Georgia USA
229-435-6824


Live simply...Love generously...Care deeply...Speak kindly...Leave the rest to God.

Posts: 2623 | From: Albany,GA,USA | Registered: Nov 1998  |  IP: Logged | Report this post to a Moderator
Amy Brown
Visitor
Member # 1963

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Thanks for the replies guys! OP, I think that's what our neighbors do.

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Amy Brown
Life Skills 101
Private Address

Posts: 3502 | From: Lake Helen, FL, USA | Registered: Feb 2001  |  IP: Logged | Report this post to a Moderator
Bob Stephens
Visitor
Member # 858

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Auto Owners is my insurer as well. Business property however. Building, contents, liability.

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Bob Stephens
Skywatch Signs
Zephyrhills, FL

www.skywatchsigns.com
www.skywatchgallery.com

Posts: 2481 | From: Zephyrhills, Florida | Registered: Jun 1999  |  IP: Logged | Report this post to a Moderator
   

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