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For those interested, I finally have found a solution to getting workers comp insurance. In Florida, since July 1 anyone doing work on a project with a total value of $250,000 or more must be covered by workers comp insurance. I could find no one to write it for my small company, 3 employees, so I signed up with an employee leasing company and have to pay my wife as an employee. (giving us 4 total employees). The cost is going to be about $150 a week and they take care of filing the 941 and unemployment reports. So now my company has no employees.... I guess the price of signs just went up.
-------------------- Matthew Broadus Matthew Broadus Advertising Jacksonville, Fl. mattbroa@alltel.net Posts: 55 | From: Jacksonville, Florida, U.S.A. | Registered: Nov 1998
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Believe me, if you were required to have a contractors license, you would have received the '$250,000 project' notice in the mail.
Here in Lee County, if you do installations, you're required to have a Contractors License, a minimum of $100,000 liability insurance and workmans comp. ins. A sole proprietor can file for workmans comp. exemption for $50.00 every two years.
Oh! And if ya leave the shop with materials for anything other than a delivery, more than likely you'll need a PERMIT!
Happy trails, Cher.
-------------------- Co-Host: SANDCASTLE Panel Jam 'a Dixie Letterhead Reunion' Fort Myers, Florida
Cheryl Lucas a/k/a "Shag" on mIRC Vital Signs & Graphics, Etc. Cape Coral, Florida 239-574-4713 VSignsNgraphics@aol.com Posts: 987 | From: Cape Coral, FL USA | Registered: Aug 2000
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