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Once aagin I am thinking about recieving credit card payment. Should I go for VISA or American Express. Don't most people carry VISA anyways?
-------------------- Signs by Alicia Jennings (Mudflap Girl) Tacoma, WA Since 1987 Have Lipstick, will travel. Posts: 3814 | From: Tacoma, WA. U.S.A. | Registered: Dec 1999
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Amex charges you more to process. Visa and MC are the way to go. Actually, you can hook up with numerous companies that process and can accept them all, but you have to remember to 'batch out' your dough. All in all it costs about 3% to run the money. Today, I rarely work for anyone but new car stores and they simply pay by prompt check, so I eliminated the CC deal.
If you only do the rare CC receivable, you might talk to your bank as they may have a deal for the rare transaction. Call your banker.
-------------------- Preston McCall 112 Rim Road Santa Fe, New Mexico 87501 text: 5056607370 Posts: 1552 | From: Santa Fe, New Mexico | Registered: Nov 1998
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I have both but vastly prefer to use my Amex places.
-------------------- Kimberly Zanetti Purcell www.amethystProductivity.com Folsom, CA email: Kimberly@AmethystProductivity.com
“Organizing is what you do before you do something, so that when you do it, it is not all mixed up.” AA Milne Posts: 3722 | From: Folsom, CA | Registered: Dec 2001
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I take VM cards. I only get an AE request about once a year.
-------------------- John Arnott El Cajon CA 619 596-9989 signgraphics1@aol.com http://www.signgraphics1.com Posts: 1443 | From: El Cajon CA usa | Registered: Dec 1998
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I take Visa, MC & Discover. Got a "deal" by being a member of USSC. Fees range between 3-4%. I was told Amex would be a higher cost. I do work for a couple of large companies that only pay be Visa. I hate paying the fees but that's the only way I can get their work.
-------------------- Jean Shimp Shimp Sign & Design Co. Jacksonville Beach, Fl Posts: 1266 | From: Jacksonville Beach, Fl. USA | Registered: Nov 1998
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Some CC charge you the merchant extra for those bonus miles given to the client..
-------------------- Leaper of Tall buildings.. If you find my posts divisive or otherwise snarky please ignore them. If you do not know how then PM me about it and I will demonstrate. Posts: 5274 | From: Im a nowhere man | Registered: Jul 2001
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It helps to own the terminal. We use Cynergy and when I didn't want to lease a terminal, and the price of a new one was too much, they sold us a reconditioned one that has been trouble free. Just keep it on a surge protector or you'll be reprogramming it after thunderstorms.
-------------------- Frank Smith Frank Smith Signs Albany, NY www.franksmithsigns.com Posts: 807 | From: Albany, NY USA | Registered: Nov 1998
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I was told that Amex is not as popular for the masses because one of their requirements is that your balance has to be paid in full each month. I can honestly say that I have never seen anyone pay with an American Express card. I'd definitely go with Visa / MC and if you want to throw in another one add Discover card.
I got a Discover Business card. I only use it when I have to (like amazon.com purchases) as I'm on open account with all my suppliers, but I've built up over $50.00 cash back in just a few years.
-------------------- Dave Sherby "Sandman" SherWood Sign & Graphic Design Crystal Falls, MI 49920 906-875-6201 sherwoodsign@sbcglobal.net Posts: 5397 | From: Crystal Falls, MI USA | Registered: Apr 1999
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